全球性金融機構求職指南：英漢對照

　　Analyze Your Aptitude， Interest， Strengths， Persona-lity And Skills This aspect may sound like career placement course 101， applicable to every pos-sible career. Indeed， you must sincerely ask yourself to put aside all the lure of glamour，lucrative compensation and excitement that are often associated with a financial indus-try career and examine whether you have the interest， strengths and personality suited for the industry. Skill set is something that most of us can acquire if we really set our minds to do it.Profile Yourself And See What Kind Of Work Will Al-Iow You To Excel Analytical versus People-oriented Front-office versus Back-office Sales versus Support Development versus Implementation Travel versus Deskbound Fixed salary versus Commission income 分析你個人的求職傾向、興趣愛好、優(yōu)點長處、性格及技能等這一點聽起來像職業(yè)發(fā)展課程的第一課通用教材，對每個職業(yè)都適用。實際上，你必須拋開金融業(yè)超凡魅力、豐厚工資以及激烈競爭的誘惑，仔細考量個人的能力、愛好、長處、性格，看看自己是否真的適合這個行業(yè)。一旦下定決心去從事這項職業(yè)了，行業(yè)操作技巧是不成問題的，大部分人都可以掌握。剖析自己——找出從事哪方面工作可以使自己超越他人分析型相對于親和力型前臺工作相對于后臺服務銷售相對于支持研發(fā)相對于貫徹實施頻繁出差相對于辦公室工作固定工資相對于帶提成的收入Find Out What It Takes To Be Successfull In Your Cho-sen Field While the usual attributes such as hard work，diligence and tenacity that are essen-tial ingredients for success in just about any job，there are always more specific variables that will give you the extra edge in your career. 在你選擇的領域中，找出哪些方面可以使你勝出努力勤奮、堅韌不拔這些品質是通往任何職業(yè)成功之路所應有的品質，但是當你從事金融行業(yè)時，還應該具有更加與眾不同的品質。 Industry KnowledgeA good grasp of the basic knowledge of the industry is the most essential require-ment to pursuing a global f'mancial industry career. One needs to： Adopt a helicopter view of the business. Know the key building blocks and drivers of the business， Be familiar with the name of the industry leaders and their differentiating traits. Understand the trends and the microeconomic factors that could affect the industry. Be aware of the major challenges faced by the industry. The financial industry is a knowledge-based business， where the flow of informa-tion and making sense of it are the key ingredients for service providers to design solu-tions in meeting the business and financial aspirations of their clients. To this end， em-ployers look for people who have outstanding knowledge， are curious， and have a strong desire to learn. The starting point for you is to learn more about the industry in which you are seeking a career-the financial industry. You must have a clear and mprehensive un-derstanding of the industry's anatomy and its key business categories.金融行業(yè)知識全面掌握金融行業(yè)的基礎知識是對全球性金融機構求職者最重要、最基本的要求。求職者必須：對整個行業(yè)的組織結構有充分的宏觀認識；了解行業(yè)內·部主要的業(yè)務板塊及其推動因素；熟悉行業(yè)內領先企業(yè)的名字并了解它們業(yè)務的獨到之處；掌握可能影響整個行業(yè)領域的總趨勢和微觀因素；對行業(yè)所面臨的重大挑戰(zhàn)有著清醒的認識。金融行業(yè)是知識密集型行業(yè)，提供金融服務的業(yè)內人士必須具備掌握市場信息并詮釋市場信息的能力，這樣才能提供合理解決方案以滿足客戶對業(yè)務和金融各方面的需求。因此，金融行業(yè)家們尋找的是那些具有豐富的理論功底，同時在強烈的熱情和好奇心的驅使下不斷努力學習的人才。想在金融行業(yè)求職的起點就是盡你所能地學習這個行業(yè)的相關知識一一你必須清晰、全面地了解金融行業(yè)的組織結構和其主要業(yè)務種類。Financial Markets KnowledgeKey Economic Indicators and StatisticsKey economic indicators and statistics are often quoted in the news as reasons for rallies and downward corrective moves in the financial markets. These economic data come from a variety of sources and measure different aspects of the state of the economy.Most of them are lagging indicators， while others are leading indicators. Financial mar-ket practitioners must have a good understanding of their definitions， reporting timing，usage， and which are the important ones being focused on by the prevailing markets. It is also very essential to understand market expectations vis-a-vis the reported figures.We will now look at the key economic indicators and statistics of the U.S.， the world's largest economy. The health of this economy has implications andimpact on the global economy. Thus the key objective of many economists， strategists，investment advisors and analysts in global financial institutions is to determine the state of health of this economy. Even if one does not cover the U.S. markets （e.g. Asian Equity Sales professional）， there is a need to understand what these figures mean as the fundamentals of Asian equities are correlated to the U.S. economy. For example， U.S.interest rates （influenced by U.S. inflation） sets the tone for global interest rate environment， and remains a critical component for determining equity prices; U.S. con-sumer spending figures also has implications for the Asian companies exporting to the U.S.， since a significant proportion of exports eventually goes there. In addition to these indicators in the U.S.， finance professionals covering the non-U.S， markets have to be aware that these economic indicators and statistics are similarly available （to different extent， comprehensiveness， quality， and timeliness） in various countries. Back to the U.S.， there is a host of economic data being released by authorities on a weekly， monthly and quarterly basis. Here are some factors that determine the impor-tance and relevance of the data：金融市場知識主要經濟指標和統(tǒng)計數(shù)字主要經濟指標和統(tǒng)計數(shù)字在新聞中頻頻出現(xiàn)，是分析人員解釋金融市場上下波動震蕩的重要指標。這些經濟數(shù)據的來源不同，測量著經濟領域的不同方面。在這些經濟指標中，大部分屬于滯后指標（lagging indicator），而另——些屬于領先指標（leading indicator）。金融從業(yè)者應掌握各項金融指標的定義、公布時間、用途，以及哪些指標是當前市場所關注的。更重要的是，要清楚市場期望和指標數(shù)據之間的對比性。我們先來分析一下世界上最強勢的經濟體——美國的經濟指標和統(tǒng)計數(shù)字。美國經濟的健康與否在很大程度上影響著并作用于世界其他市場的經濟。因此，全球性金融機構中許多經濟學家、統(tǒng)計學者、投資咨詢師和分析員的主要目標就是準確判斷美國金融市場的“健康狀況”。即使這個人的工作并沒有直接涉及到美國市場（例如亞洲股票經紀人），他仍然需要了解上述的金融數(shù)據并對這些數(shù)據的變化保持高度敏感性，因為亞洲股票市場的根基與美國的經濟密不可分。例如，美國的利息率（受美國通貨膨脹的影響）為全世界的利息率定了一個基調，這個數(shù)字是決定股票價格的主導因素；此外，美國消費性開支的數(shù)字決定了亞洲公司向美國市場出口的數(shù)量，因為亞洲公司的絕大部分的出口產品都是．銷往美國市場的。除了這些美國的經濟指標和統(tǒng)計數(shù)字，作為非美國市場的金融專業(yè)人士，也需要知道其他國家的類似數(shù)據（也許在深度、廣度、質量和時間性方面有所差別）。再回到美國的經濟數(shù)據問題。在美國，每周、每月、每個季度都公布大量的經濟數(shù)據。這些數(shù)據的一些重要特征或相關性體現(xiàn)在以下的幾個方面： The data's relevance to the overall economy. Data that give good insights to large segments of the economy will be keenly awaited. Retail sales numbers fall into this category as consumer spending accounts for approximately two-thirds of all U.S. eco-nomic activities. Timeliness of the information. Data for the most recent time period will be most keenly awaited， relevant， and have the strongest impact on the market. Reliability and accuracy. Economic data are subject to revisions after the release date due to the comprehensiveness of data. Thus， data that are frequently and signifi-cantly revised subsequent to its release will be used with greater caution and paid less attention by market participants. Below are some of the key US economic data releases. Gross fiat，onal Product [GNP] Available quarterly， this is the sum of all goods produced by a nation， which in-cludes consumption， investment， govemment purchases and net exports. In the U.S.， of the four components above， consumption is the most significant， making up more than 50% of GNP. Analysts will look at the growth of GNP， its trends， quarter-on-quarter，year-on-year， by analyzing the various components in detail. GNP growth figures are also good indicators of potential inflationary pressures. The Purchasing managers' Index[Pml] Published by the National Association of Purchasing Management（NAPM）monthly， this index correlates well with GNP growth. It provides the first comprehen-sive look at the manufacturing sector via its diffusion index， derived directly from pur-chasing executives in over 250 industrial companies. Twenty-one industries in 50 states are represented on the Business Survey Committee. An index reading above 50 implies expansion in the manufacturing sector. Although the PMI is basically concerned with the manufacturing sector， historically， this sector leads the overall economy.與整體經濟的相關性：應該敏銳地關注那些對大的經濟板塊有深刻影響力的數(shù)據。零售業(yè)數(shù)字就屬于這種類型的數(shù)據，因為消費性經濟大約占據了美國經濟活動的三分之二。信息的及時性：最近公布的數(shù)據是最值得密切關注的，因為它們與經濟的相關性最強，對市場的影響也最大?？煽啃院途_性：由于經濟數(shù)據的復雜多樣性，所以即使數(shù)據公布后，仍會不斷進行修正。對于那些發(fā)布后頻繁修正的數(shù)據，在使用的時候一定要千萬小心，這些更改頻繁的數(shù)字往往會被市場參與者所忽視。下面是一些主要的美國經濟數(shù)據：國民生產總值每個季度公布一次。這個數(shù)值總結了整個國家所生產出來的所有產品的總價值，其中，包括消費、投資、政府采購和凈出口四部分。在美國，以上四個組成部分中最重要的一項是消費額，它占到國民生產總值一半以上。分析家通過具體分析各種詳細的數(shù)據資料，可以掌握每個季度、每年GNP的增長情況、趨勢和走向。GNP還是反映潛在通貨膨脹壓力的指標。采購經理指數(shù)采購經理指數(shù)每月由全國采購經理協(xié)會（NAPM，National Asso-ciation of Purchasing Management）公布，這個指數(shù)與GNP的增長具有很大相關性。這個指數(shù)直接從250多家采購經理處獲得，通過它的動向指數(shù)（diffusion index）特性，提供了制造部門第一手的詳盡資料。制造業(yè)調查委員會（Business Survey Committee）選定了50個州的21個行業(yè)作為代表。當總體指數(shù)高于50％的時候，意味著制造領域的生產擴張。盡管采購經理指數(shù)基本上反映的是制造業(yè)企業(yè)的發(fā)展狀況，然而從歷史的角度來看，制造業(yè)部門總體上仍然領導著整個美國經濟?！?/div>